This POLICY contains information on the collection, processing and storage of personal data by
COIN FINANCE, as well as on the rights of natural persons in connection with the protection of
their personal data. COIN FINANCE carries out its activity in accordance with Regulation (EU)
2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of
natural persons with regard to the processing of personal data and on the free movement of such
data (General Data Protection Regulation) and the other European and Bulgarian regulatory acts
in the field of personal data protection. Upon processing Your personal data the Company
observes the following principles:
legality, good faith, and transparency;
restriction of the purposes of processing;
relevance to the purposes of processing and minimizing the data subject to collection;
accuracy and topicality of the data;
limitation of storage with a view to achieving the objectives;
integrity and confidentiality of processing and ensuring an appropriate level of
security of personal data.
Collection, processing and storage of personal data
Personal data means any information related to You, which can be used by us to identify You,
such as Your name, Personal ID No. (PIN), email address, contact telephone number and
information about Your access to our website. You can browse our website without entering any
personal data. In cases when You want to send an inquiry to us, it is necessary to receive Your
personal data (name, telephone number and email address) in order for us to be able to respond
to Your inquiry and to provide You with the requested information. In such case, it is necessary
to have Your consent to process Your personal data. COIN FINANCE also collects, processes and
stores personal data in connection with the conclusion and execution of contracts with its
clients, as well as for the purposes of credit intermediation and advising clients on financing
by banking and non-banking financial institutions. COIN FINANCE is a Data Controller and in its
capacity as such it collects, processes and stores personal data on the following grounds:
fulfillment of obligations under a concluded agreement;
Your consent explicitly obtained;
observation of obligations resulting from a regulatory act;
for the performance of a task of public interest;
for the purposes of the legitimate interest of the Company.
Purposes, for which your personal data is collected, processed and stored
COIN FINANCE collects, processes and stores personal data provided by You for the following
purposes:
individualization of a party under the agreement and the contact persons in connection
with its implementation;
accounting purposes;
credit intermediation and advice in financing by banking and non-banking financial
institutions;
Types of personal data subject to collection, processing and storage
COIN FINANCE collects, processes and stores the following types of personal data:
names, Personal ID No. (PIN), address, email address (e-mail), telephone number - for
clients-natural persons, or of natural persons that manage and represent clients-legal
entities. Such data is required for the purpose of conclusion and implementation of the
agreements entered into with the Company’s clients, for credit intermediation and
consulting for financing by banking and non-bank financial institutions, as well as for
having contact with the client and sending information to it/him/her, including under
conditions of explicitly given consent - and for sending promotional and advertising
messages. No sensitive data is subject to collection;
information on Your use of our website - IP address, operating system, browser,
search queries and viewed content. This information is collected in order to improve and
personalize consumer searches;
The Company neither collects, processes and stores any special categories of personal data
(sensitive data), nor performs any automated decision-making using such data.
Term of storing your personal data
COIN FINANCE will not store Your personal data for a period longer than the period necessary to
achieve the purposes, for which we process such data. Upon determining the appropriate term of
storage, we take into consideration the amount and nature of the personal data, the purposes we
process such data for, as well as whether we can achieve these purposes by using other means.
Furthermore, the Company complies with the applicable legal requirements for storage of certain
categories of data in order to fulfill our obligations resulting from a regulatory act or a
contract, as well as to protect our legal rights in case of lodging a claim.
When the storage of such data is no longer necessary, COIN FINANCE will securely delete or
destroy Your personal data without undue delay.
Transfer of Your personal data for processing
COIN FINANCE independently collects and processes the personal data provided by You. Such
personal data will be provided to third parties only in the cases stipulated by the law. All
personal data will be stored on the territory of the Republic of Bulgaria. COIN FINANCE does not
transfer Your personal data to any third countries.
Your rights to protection of Your personal data
In certain circumstances, You have the statutory right:
to request information on whether the Company stores Your personal data, and in case
we have such - what this data is, on what grounds and for what purpose we process and
store it;
to request access to Your personal data (the so-called “data access request”). This
will allow You to receive a copy of Your personal data held by the Company and to verify
whether we process such data by virtue of the law;
to request correction of Your personal data held by the Company. This will provide You
with the opportunity to correct any incomplete or inaccurate information we have about
You.
to request the erasure of Your personal data (the so-called “right to be forgotten").
This will allow You to ask us to delete or remove without undue delay all or a part of
Your personal data if there are no grounds for us to continue to process and store such
data. COIN FINANCE does not delete any data it is legally obliged to store, including
for protection on the occasion of court claims lodged against it or for proving its
rights;
to request the erasure of Your personal data (the so-called “right to be forgotten").
This will allow You to ask us to delete or remove without undue delay all or a part of
Your personal data if there are no grounds for us to continue to process and store such
data. COIN FINANCE does not delete any data it is legally obliged to store, including
for protection on the occasion of court claims lodged against it or for proving its
rights;
to request the restriction of the processing of Your personal data. This will allow
You to ask us to stop processing Your personal information if, for example, You wish to
establish its accuracy or the reason for its processing;
to request the transfer of Your personal data to You or to another person in an
electronic and structured form (the so-called “right to data portability”). This will
allow You to take Your data from us in such electronic format that is suitable for use
and transfer it to another person in an electronic format that is suitable for use;
to withdraw Your given consent. You may withdraw Your consent as regards all Your
personal data or just a part of it, as well as for a specific purpose or for all
purposes of processing. If You have given Your consent to the collection, processing and
storage of Your personal data for a specific purpose, You have the right to withdraw
Your consent at any time as regards that specific type of processing. Once You notify us
of the withdrawal of Your consent, we will no longer process such data for the purpose
or purposes You have initially given Your consent for, unless there are other grounds
for us to continue such processing;
to be notified in case of violation of the security of Your personal data, thus
eventually posing a high risk to Your rights and freedoms. COIN FINANCE will inform You
without undue delay and in a proper manner upon establishing such violation, as well as
about the respective measures already undertaken or to be undertaken.
In order for You to exercise any of Your rights listed above, please send a free text request or
notification to the following email address: office@coinfinance.bg, or contact us at: 1303,
Sofia, Vazrazhdane district, 15 “Pozotano” Str., fl. 6, office 16. Please, keep in mind that it
is possible we may request specific information from You to help us verify Your identity and
respect Your right of access to information or any of Your other rights. This additional
security measure aims at ensuring that Your personal data will not be disclosed to any persons
not entitled to receive it. The exercise of the above mentioned rights does not require the
payment of any fee on Your part. However, we may charge an administrative fee to a reasonable
amount if Your request for access is clearly unfounded, or in case of repeated or excessive
requests. In such circumstances, it is also possible that we refuse to comply with the request.
If in Your opinion Your privacy rights have been violated, You have the right to lodge a
complaint with the Data Protection Commission.
Measures for ensuring Your personal data protection
COIN FINANCE complies with strict security procedures upon storing Your personal data, as well
as in order to protect such data against unauthorized access, accidental loss, destruction or
damage. The security of Your personal data is our uncompromised priority. COIN FINANCE applies
organizational, physical, information technology and other measures necessary in order to ensure
the security and protection of Your personal data and the personal data processing monitoring.
The following activities are included in some of the security measures undertaken by the
Company:
the rules for the collection, processing and storage of personal data are established
in internal procedures, the compliance of which is subject to continuous monitoring;
all Company’s employees have been imposed obligations to keep confidential;
COIN FINANCE aspires to continuously improve the security measures we have introduced and we
have been applying in our activity, and to keep those in compliance with the latest
technologies.
COOKIES
In order for us to facilitate the use of our website, COIN FINANCE requires a technology for
memorization and storage of information. This is done with the help of the so-called “Cookies”.
Cookies are small text files containing insignificant amounts of information and are stored on
Your computer or in the memory of Your web browser. Then, every time You visit and open our
website Your web browser sends these cookies back to our website, thus helping the website to
recognize You and to store information about Your user preferences (visits, clicks, activity
history). The use of the collected cookies is very limited and is related to technical purposes
for the purpose of improving and customizing the functionality of our website. The information
collected by using cookies cannot be linked to a given person. The term for storing cookies is 5
years according to the international NAI standards, which can be found at
https://www.networkadvertising.org.
More detailed information about cookies and their functionality can be found at http://www.aboutcookies.org.
By visiting our website, You accept the use of cookies. You can control and manage cookies in
different ways by using Your browser. Please, note that if You delete all cookies, the Your
saved preferences will also be deleted. For more information on how to change the settings of
Your browser in order to block or filter cookies, please visit https://www.aboutcookies.org
or http://www.cookiecentral.com.
COIN FINANCE may at its discretion change and add to the present Policy at any time upon
observation of the requirements of the applicable legislation in the field of personal data
protection.
Information about the Data Controller:Name: “COIN FINANCE” LTD, UIC: 203018272
Head office and registered office address: 1303, Sofia, Vazrazhdane district, 15 “Pozitano” Str., fl. 6, office 16, e-mail: office@coinfinance.bg, Contact telephone: +359 2 987 77 97